Where kids save, learn & invest, like a game.
Otterly gives kids aged 9 and up real market rates and virtual money to practise with, and gives you the controls to guide every coin along the way.
Everything a young saver needs
Six real money skills, wrapped in a game kids actually want to open.
Real interest, real habits
Switch on savings interest at real market rates, and kids feel the reward of watching their money grow.
Invest without the risk
Virtual money, real market movements. Kids buy stocks, gold and bonds and see how markets behave.
Lessons that stick
A daily lesson unlocks by age, bite-sized, playful, and built around their own real balance.
Chores & allowance
Assign chores, approve the ones that are done, and pay allowance automatically. Effort in, coins out.
Grown-up controls
You set the rates and goals, switch investing on or off, and approve every deposit and withdrawal.
Swap currencies
Swap between THB, AED and more at live rates, a hands-on passport to how money works worldwide.
Two apps, one happy family
A money home screen kids are proud of
Total worth front and centre, savings and investments side by side, and a parent-set goal with a real reward waiting at the finish line.
- ✓See saving and investing grow week by week
- ✓Goals with rewards you choose together
- ✓A fresh money lesson every day
You hold all the controls
A real money-management console for grown-ups: see every kid at a glance, approve requests, set allowances, and decide the rules for savings and investing.
- ✓One dashboard for all your kids
- ✓Approve or decline every deposit & withdrawal
- ✓Set custom interest rates & turn investing on or off
Investing, minus the risk
Kids build a virtual portfolio of US stocks, tech, gold and bonds that tracks real markets, guided by Otter's friendly market watch — and only once you switch investing on.
- ✓Real market movements, zero real risk
- ✓Parents switch investing on or off for each kid
- ✓1W / 1M / 1Y growth kids can actually read
A passport to world money
Kids swap between currencies at real live rates — a hands-on feel for how money moves across borders, from baht to dirham and beyond.
- ✓Convert between THB, AED and more at live rates
- ✓See exactly what today's rate gives them
- ✓Learn how exchange rates move, risk-free
Mum and Dad, on the same page
Invite your partner so both grown-ups can manage the family from their own phones, and get a LINE message the moment anything needs your OK.
- 👨👩👧Invite a partner to co-manage every kid, together
- 🔔Get an instant LINE notification when a kid sends a request
- ✅Both parents get pinged the moment one of you approves
Real-time alerts, delivered on LINEUp and running in minutes
Create your family
Sign up as a grown-up on the web app and add each kid. Takes about two minutes.
Set the rules and goals
Set allowance and savings interest, set a savings goal with a reward at the finish line, and add each child's initial funds, money they can save or invest, but never withdraw.
Kids level up
They save, swap, invest and finish chores, building money skills like a game, on any device.
Parents are talking
"My 9-year-old asks to check her savings now. The interest finally clicked for her."
"A way to teach investing without handing over real money. The controls give me total peace of mind."
"The chores-to-allowance flow ended our Sunday money arguments. Worth it for that alone."
"My kids finally get why saving in baht matters, and the daily lessons are the part they ask for."
Everything, free
Free
Every feature, for every family — no subscription, no card, no catch.
Create a family- ✓Parent & kid apps, right in your browser
- ✓Allowance, chores & savings goals
- ✓Currency swap, LINE alerts & money lessons
- ✓Kid investing: stocks, gold & bonds
- ✓Custom savings interest rates you set
- ✓Invite a partner & priority support
Free forever — no subscription and no card required. Otterly is not a bank; all balances are virtual money for learning.
Questions, answered
Is Otterly a bank?+
No. Otterly is a learning tool, not a bank. Balances are virtual money, kids practise with real market rates, but no real funds ever move.
Is my child investing real money?+
No. Investments use virtual money that tracks real market movements, so kids learn how markets behave completely risk-free.
How much does it cost?+
Otterly is completely free — every feature, for every family, including custom interest rates, kid investing, partner access and LINE alerts. No subscription, no card required.
What ages is it for?+
Otterly is designed for kids aged 9 and up. Daily lessons grow right along with them as they level up.
Can both parents join?+
Yes, invite a partner so both grown-ups can manage the family together from their own devices.
What do I need to use it?+
Just a web browser, there's nothing you have to install. Open Otterly on any laptop, tablet or phone and your family's data stays perfectly in sync everywhere you log in. Prefer an app? Otterly is out now on both the App Store and Google Play.
